Supply Chain Specialty Categories
Who We Serve in the Trucking & Transportation Industry
Eagle National Trucking Insurance Services is a nationwide trucking insurance retail agency specializing in coverage for transportation businesses of all sizes. We help trucking companies, owner-operators, fleets, and freight-related businesses secure the protection they need to stay compliant, profitable, and safe on the road.
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We work with trusted insurance carriers to deliver tailored solutions for:
Motor Carriers
Primary auto liability • Physical damage • Cargo coverage • Bobtail/NIL • General liability • Workers’ comp • Excess liability
We assist small and large carriers in meeting FMCSA requirements and protecting every unit in their fleet.
Freight Brokers
Freight brokers connect shippers with reliable carriers—and they face unique brokerage liabilities in the process. We source contingent cargo, contingent auto liability, general liability, and other specialized policies to protect brokers from unexpected exposure. By leveraging our national network of carriers, we help freight brokers stay compliant, competitive, and cost-efficient.
Freight Forwarders
Freight forwarders coordinate international and domestic shipping logistics. We provide access to tailored insurance solutions, including cargo coverage, customs-related insurance, warehouse legal liability, and freight forwarder liability. As a national retail broker, we ensure forwarders have the protection they need for global transport, consolidation, and end-to-end shipment management.
Owner-Operators & Independent Drivers
Affordable policies designed for independent drivers, leased operators, and new authorities.
We provide flexible coverage that meets DOT regulations and your freight broker's/customer's needs.
Freight & Logistics Companies
Warehouse liability • Broad cargo coverage • Commercial auto • Inland marine
For logistics operations that handle storage, movement, and coordination of freight.
Specialty Motor Carrier Sectors
Common Trucking Insurance Coverages:
Truck/Auto Liability (AL)
--- Common Limit: $1,000,000 ---
Truck/Auto Liability insurance protects motor carriers from bodily injury and property damage claims caused by commercial trucking accidents. This is a mandatory coverage for trucking companies, ensuring compliance with FMCSA and state requirements.
It covers:
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At-fault accidents
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Damage involving company-owned commercial vehicles
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Bodily injury to other drivers
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Property damage on public roads
Truck/Auto Liability is the backbone of commercial truck insurance, helping trucking businesses avoid major financial loss and maintain legal operating authority.
Motor Truck Cargo (MTC)
--- Common Limit: $100,000 ----
Motor Truck Cargo insurance covers the loss or damage of freight transported by a for-hire carrier. This includes cargo that is stolen, lost, or damaged due to fire, collision, loading/unloading incidents, or other covered events.
This coverage helps:
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Protect the motor carrier’s financial responsibility
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Maintain shipper contracts
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Meet regulatory and broker requirements
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Ensure compliance for freight and logistics carriers
MTC insurance is essential for any trucking company hauling goods and needing proof of cargo protection.
Physical Damage (PD)
--- Common Limit: Stated Value ---
Physical Damage insurance protects a commercial truck against collision, theft, vandalism, fire, and other direct physical losses. It consists of both Collision and Comprehensive coverage.
This coverage helps truck owners:
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Repair or replace their trucks
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Stay on the road with minimal downtime
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Protect leased, financed, or owner-operator equipment
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Maintain asset protection regardless of fault
Physical Damage coverage is crucial for maintaining the value and operation of a trucker’s equipment.
Workers' Compensation (WC)
--- Common Limits: $1,000,000 / Accident, $1,000,000 / Policy, and $1,000,000 / Employee. ---
Workers' Compensation insurance provides medical benefits, lost-wage coverage, and injury protection to employees hurt while performing their job duties. It protects both the business and its workforce by covering work-related injuries or illnesses, ensuring companies comply with state regulations while reducing liability for workplace accidents.
This coverage is essential for trucking companies with drivers or staff, offering financial protection and legal compliance.
General Liability (GL)
--- Common Limit: $1,000,000 /Occ. & $2,000,000 Agg. ---
Truckers’ General Liability coverage protects trucking businesses from claims of bodily injury, property damage, and advertising injury that occur off the truck or outside normal driving operations.
It covers:
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Incidents at truck stops
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Loading dock accidents
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Customer property damage
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Delivery-related injuries
GL is a key component of a trucking company’s risk management plan, providing protection beyond auto-related liability.
Umbrella or Excess Liability
--- Common Limit: $5,000,000 ---
Umbrella and Excess Liability insurance provides additional financial protection above the limits of primary trucking policies such as Auto Liability or General Liability.
This coverage helps trucking companies handle:
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Major lawsuits
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Catastrophic accidents
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High-dollar injury or property claims
It ensures your business remains financially secure even when claims exceed standard policy limits, offering essential peace of mind for fleet owners and motor carriers.
Why These Trucking Insurance Coverages Matter
Whether you operate a single truck or manage a fleet, these coverages are the core of trucking insurance requirements. Brokers, shippers, freight platforms, and FMCSA compliance all rely on proof of:​
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Truck Liability
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Cargo Coverage
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Physical Damage Protection
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At Eagle National Truck Insurance Services, we help carriers nationwide find the right insurance for their specific hauling needs, including:
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Hotshot trucking
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Box trucks
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Semis / 18-wheelers
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Owner-operators
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Fleets
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New drivers
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CDL and Non-CDL operations
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Get the right coverage, the right limits, and fast COIs so you can get on the road.
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Get a Custom Truck Insurance Quote
Every trucking operation is different. Get a fast, accurate quote tailored to your business.
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​ Fast COIs • Affordable premiums • Nationwide coverage
