OTR carriers play a major role in transporting freight across regions and states, delivering goods through long-haul routes, tight schedules, and high-mileage operations. Because of the risks associated with long distances, varied road conditions, and diverse freight types, OTR drivers must meet strict insurance requirements to stay compliant with brokers, shippers, and load boards.

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OTR carriers handle general freight, dry van, and mixed-load operations. Depending on your hauling region and contracts, required coverages may include:

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• Auto Liability (typically $1,000,000)

• Motor Truck Cargo (limits vary based on freight type)

• Physical Damage for truck and trailer

• General Liability

• Workers’ Compensation (if applicable)

• Non-Owned Trailer Coverage

• Umbrella / Excess Liability

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OTR carriers must also maintain strong safety records, comply with FMCSA regulations, and provide fast COIs to secure load opportunities. At Eagle National Truck Insurance Services, we help long-haul and regional carriers secure affordable, compliant coverage with the right limits for dry van freight, general freight, and multi-state operations.

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Get fast COIs, competitive premiums, and nationwide coverage tailored to your OTR operation.

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Eagle National Truck Insurance Services provides nationwide commercial trucking insurance for long-haul and regional OTR carriers hauling general freight, dry vans, and mixed loads. We help OTR operators secure affordable, compliant coverage with fast COIs and dependable support on the road.